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Protecting Your Interests

Pharmacy Insurance Cover

The Pharmacy Insurance Agency have been providing the best available insurance policies and quotes to pharmacists and their families for over 26 years. Not only do we provide pharmacist indemnity insurance, but we also offer a range of different insurance policies.

It concludes that, like other healthcare professionals who have been protecting their individual interests for many years, pharmacy technicians should now seriously consider carrying their own personal professional indemnity and legal defence costs insurance; one that is entirely independent of their employer and of their employer’s representative association.

Most importantly of all, the PIA is not in any way linked to an employer’s insurance scheme, nor an employer’s representative organisation like the NPA. It is able to concentrate on primarily protecting the interests of an employee at all times, even if it means that the approach it takes to secure the best defence for the employee impacts unfavourably upon the employer. We believe that this factor is a very important one to consider, when considering where best to source a professional indemnity insurance scheme.

Please see the list of insurance services which we offer for our clients:


We have a wide range of pharmacist insurance policies available, with each one of our policies are individually tailored to protect pharmacists throughout the UK.

Commercial Insurance

Here at PIA, we provide specialist commercial insurance for companies and organisations, who are involved in healthcare, life sciences and biotechnology industries.

Professional Indemnity Insurance

PIA Provides The Following Benefits:

Professional Indemnity Insurance With A Limit Of £5,000,000

This provides legal defence costs, claimant’s expenses and compensation settlements as a result of any claim made against a pharmacy technician resulting from:

Error Or Omission

Where this has resulted in bodily injury, mental injury, illness, disease or death.

Good Samaritan Acts

Mistakes made whilst offering First Aid assistance at a motor accident or performing resuscitation on a member of the public.

Libel And Or Slander

As a result of words written or spoken. Breach of Confidentiality For breaching the confidentiality of a patient.

Public Liability

As a result of physical injury caused to any person or damage to property.

Legal Defence Costs Insurance With A Limit Of £500,000

This provides legal defence costs in the event of the following:

Employment Protection

To assist in an employment tribunal, e.g. to claim compensation from an ex- employer for unfair dismissal.

Professional Tribunal

Representation Providing legal representation at any inquest convened to inquire into the conduct of a pharmacy technician, e.g. coroner's inquest, fatal accident inquiry, NHS tribunal or a GPhC disciplinary process, etc.

Criminal Prosecution Defence

Defence of any criminal prosecution arising from pharmacy technician responsibilities, e.g., criminal negligence, manslaughter or Medicines Act offences.

Civil Prosecution Defence

Defence of any civil proceedings brought under legislation for unlawful discrimination on the grounds of sex, race, disability, age, religious belief or political opinion; defence of the serving of a Statutory Notice under Health and Safety at Work legislation or Section 13 of the Data Protection Act in connection with the activities as a pharmacy technician.

Additional Benefits

Personal Injury

Should a pharmacy technician sustain serious injury, whether at work or not, it may be possible to pursue damages on their behalf against the persons responsible.

Contract Disputes

Pursuit of a dispute over a contract for the purchase of products or services or for the hire of goods, providing the amount in dispute is over £250 in value.

Jury Service

Providing up to £1,000 of funding to an employed pharmacy technician if they are called to serve on a jury and it is not recoverable from the court or their employer.

Taxation Disputes Protection And General Tax Advice

Providing legal costs and expenses, accountant’s fees etc. in the defence of an Inland Revenue Full or Aspect Enquiry into the personal tax affairs of a pharmacy technician arising out of salaried employment.

24-Hour Legal And Taxation Advice

Lawyers and tax experts are standing by to give advice on any personal legal or taxation problem. A personal 24-hour legal/ taxation advice card is supplied.

Our Belief

We believe that the package put together by the PIA for pharmacy technicians represents the most comprehensive and cost-effective insurance offering available.