Policy Wording

Which policy applies to me?

The activities that pharmacists are involved in are far ranging and comprehensive. Increasingly, through portfolio careers they are involved in numerous sectors of the profession working in different locations and often are in different levels of speciality and are exposed to varying degrees of risk.
The underwriting for such a programme needs to be appropriate and reflecting the risk correctly. It is important to keep the member premiums appropriate to the respective risk profile and this been done through a reliance on more than one underwriter. In some cases, depending on activity this means that more than one underwriter will be involved in providing the cover.

Members who would like to find out which underwriter is covering their activities should study the front of the insurance certificate which is provided to them upon joining or renewing their membership. The details of the specific underwriter(s) that provide(s) their cover can be found there.

Members who would like to find out which underwriters policy wording covers their membership (or combination of underwriters thereof), should choose their membership type (which can be found at the top of their insurance certificate) in the drop-down box below.

Please select your membership typePIAH – Hospital PolicyPIAL – Locum PolicyPIAP – Part-time PolicyPIAR – Community Employee PolicyPIAB – Business Consultant PolicyPIAN – Newly Qualified PolicyPIASP – Specialist PolicyPIAF – First Year Qualified PolicyPIAST – Student PolicyPIAGI – General Indemnity PolicyPIACI – Primary Care Pharmacist Policy Intern Level PractitionerPIACP – Primary Care Pharmacist Policy Basic Level PractitionerPIACAP – Primary Care Pharmacist Policy Advanced Level PractitionerPIACSP – Primary Care Pharmacist Policy Specialist Level PractitionerPIACL – GP Practice Based Pharmacist PolicyPIACLW – GP Practice Based Pharmacist PolicyPIASCL – Senior GP Practice Based Pharmacist PolicyPIASCLW – Senior GP Practice Based Pharmacist PolicyPIAGPSB – GP CNSGPPIAGPSBW – GP IP CNSGPPIAGPSBS – GP CNSGP SeniorPIAGPSBSW – GP IP CNSGP SeniorPIACOV – Covid-19 Retiree PolicyPIAGA – Trainee Pharmacist PolicyPIAGB – Potential Pharmacist Policy